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Would you walk out on a bad movie

Would You Walk Out on a Bad Movie?

You have paid $100 for gold class movie tickets. About a third of the way through, you realise that this is the worst film you have ever seen. Do you leave now or do you stay until the bitter end? Your answer might have big implications for your financial future.
what-makes-money-money

Do You Know What Makes Money, Money?

While privately-traded cryptocurrencies are becoming more well known, they are unlikely ever to be used as ‘money’ in Australia. To understand why, it helps to understand what makes money, money.
How much of your wealth comes from housing

How Much of Your Wealth Comes From Housing?

This week we came across an interesting little read from Fidelity International, an international fund manager. Their article examined the composition of Australian household wealth as of the end of 2020, which is about as recent as the data gets when it comes to this kind of thing.
Ever Borrowed Money from the Government?

Ever Borrowed Money from the Government?

This week, we want to explore the concept or borrowing in retirement a little more fully by looking at a unique way of doing so – the Commonwealth Government’s Pension Loan Scheme.
Asset Rich but Cash Poor?

Asset Rich but Cash Poor?

In recent articles we've explored the personal and general reasons why many Australians choose not to sell their family home as they move into and through retirement. In this article, we look at ways that make keeping a family home easier once you stop working.
Should We Downsize Our Home?

Should We Downsize Our Home?

You will often hear it said that the family home is a tax-free investment. This reflects the fact that there is no capital gains tax paid on your principal residence when you sell it. But capital gains tax is only part of the story. There is more than one way for tax to be incurred, and an often-overlooked tax might be partly the reason for the current boom in house prices.
Am I Paying My Fair Share of Tax?

Am I Paying My Fair Share of Tax?

As the financial year draws to an end, there is still time to talk to your tax adviser about minimising your tax bill for 2020/21. As a way of reminding you, we thought we would spend some time looking at who pays tax in Australia – and how much they earn before doing so!
Changes to Super in the 2021/22 Budget

Changes to Super in the 2021/22 Budget

In years gone by, Federal Budget night could be relied on to pretty much re-write the rules on all things superannuation. Not so these days, with this year’s changes almost able to sneak past without anyone noticing.
Budget 2021

Budget 2021

The world moved a little more back towards normal this week as Commonwealth Treasurer Josh Frydenberg delivered the 2021 Budget at the traditional time of just after Home and Away on the second Tuesday in May.

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